Terms of Service

These Terms supplement the Public Offer and describe in detail how the User interacts with the Provider.

Provider: Sole Proprietor Aleksandr Sergeevich Filchikov, TIN 366219887398.

1. Nature of the service

The Provider offers a route-assistance service for foreign bank card issuance through a notarised POA and document logistics. The Provider is not a bank and not an agent of the partner bank, but may accept the document pack in Russia by arrangement, coordinate shipment to Kyrgyzstan, and coordinate the return of the issued card. The service also covers card issuance and account opening.

2. User obligations

• The User acts on their own behalf and at their own risk.
• The User personally issues the notarised power of attorney and pays the notary.
• The User does not pay the logistics after handoff; return shipping of the card and logistics to/from Kyrgyzstan are included.
• In a group request, one organizer may coordinate the batch, but each participant remains a separate buyer and receives a separate invoice contract.
• The User is solely responsible for compliance with the law of Russia and their country of residence.

3. Prohibited use

The service must not be used to evade sanctions, launder money, finance terrorism, commit tax or banking fraud, arrange the service for nominees, or engage in any other unlawful activity. Detection of such intent terminates the service without refund for delivered parts.

4. Account and security

• The User must keep credentials confidential.
• Sharing access, automating signups, or abusing the referral program is prohibited.
• The Provider may block an account for rule violations and void pending referral rewards.

5. Liability and limitations

The Provider does not guarantee bank approval and is not liable for changes in bank tariffs, FX rates, shipping timelines, sanctions law, or refusals by the bank. Provider liability is capped at the price of the paid service.

6. Intellectual property

Materials, templates, instructions, and checklists are provided for personal use only. Public distribution, resale, or public hosting is prohibited.

7. Inquiries

All inquiries are submitted through the website question form. A reply is sent to the email provided by the User.

Last updated: 2026-04-23.